Buying a Terraced House in Malta

Discover Terraced Houses for Sale in Malta 

Welcome to the enchanting world of terraced houses for sale in Malta, where charm and luxury blend seamlessly to create a truly delightful living experience. With their unique architectural design and picturesque locales, these properties offer a one-of-a-kind opportunity to embrace the Mediterranean lifestyle.

Whether you’re in search of a cosy retreat or a spacious family home, Malta’s terraced houses cater to every need and preference. Immerse yourself in the rich history that these properties exude, with their beautiful stone facades and traditional features. From quaint village dwellings to modern residences boasting state-of-the-art amenities, there’s a terraced house in Malta to suit every taste.

Indulge in the luxurious interiors that these homes offer, with spacious living areas, stylish finishes, and breathtaking views of the stunning Maltese landscape. Imagine waking up each morning to a breathtaking sea view or stepping out onto a charming balcony to soak in the Mediterranean sun. In Malta’s terraced houses, luxury becomes an everyday affair.

The allure of terraced houses for sale in Malta is simply irresistible. Don’t miss your chance to experience the unique blend of charm and luxury that these properties have to offer. Come, explore the possibilities, and find your dream home in this captivating island paradise.

Terraced Houses in Malta

What is a Terraced House like in Malta?

A terraced house is a type of residential property that is connected to other houses on either side, forming a row or terrace. These types of properties are popular in Malta due to their space-saving design and close-knit community feel.

Benefits of Owning a Terraced House in Malta

  • Stunning Views: Many terraced houses in Malta offer breathtaking views of the Mediterranean Sea or the Maltese countryside.
  • Outdoor Space: Most terraced houses come with a small outdoor area, perfect for enjoying the warm Mediterranean weather.
  • Close to Amenities: Terraced houses in Malta are often located near shops, restaurants, and public transportation.
  • Historical Charm: Many terraced houses in Malta are located in historic towns and villages, adding to their charm and character.
Popular Areas

Popular Areas to Buy a Terraced House in Malta

Malta is dotted with picturesque locations that offer an ideal setting for terraced houses, catering to a diverse range of preferences and lifestyles. One of the most sought-after areas for terraced houses is the historic capital city of Valletta, known for its well-preserved Baroque architecture and stunning views of the Mediterranean Sea. The narrow streets and charming alleyways of Valletta provide a unique backdrop for terraced houses, creating a blend of old-world charm and modern convenience.

For those seeking a more relaxed and scenic setting, the coastal town of Sliema is a popular choice for terraced houses in Malta. With its waterfront promenade, bustling shopping districts, and array of dining options, Sliema offers a vibrant lifestyle within a serene coastal setting. Terraced houses in Sliema often boast panoramic sea views and easy access to the beach, making them ideal for those who appreciate the beauty of the Mediterranean coastline.

Another favored location for terraced houses is the historic town of Mdina, also known as the “Silent City.” Nestled within ancient fortifications, Mdina is a tranquil oasis of narrow streets, historic palaces, and stunning views of the Maltese countryside. Terraced houses in Mdina offer a unique opportunity to live amidst centuries-old architecture while enjoying the peace and tranquility of this charming town.

Here are some other popular towns where you can find terraced houses for sale:

  • St. Julian’s: Another sought-after location for terraced houses in Malta is St. Julian’s. This town is known for its nightlife, with plenty of bars, clubs, and restaurants to enjoy. St. Julian’s also offers beautiful beaches and a lively atmosphere.
  • Birkirkara: For those looking for a more residential feel, Birkirkara is a great option. This town has a mix of traditional Maltese architecture and modern amenities, making it a popular choice for families looking for a terraced house in Malta.
  • Mosta: Known for its famous Rotunda church, Mosta is a charming town that offers a peaceful atmosphere and a sense of community. Terraced houses in Mosta are highly sought after for their traditional charm and convenient location.
  • Attard: A charming village located in the northern part of Malta. It is known for its lush greenery, historic palaces, and peaceful atmosphere. Terraced houses in Attard provide residents with a tranquil setting to call home, while still being within easy reach of nearby towns and cities.

No matter which town you choose, buying a terraced house in Malta is a great investment in a beautiful Mediterranean island with a rich history and vibrant culture. Start your search today and find your dream home in Malta!

Factors to consider

Factors to Consider When Buying a Terraced House in Malta

When thinking about investing in a terraced house in Malta, several crucial elements require your attention to ensure a smart and fulfilling purchase. First on the list is determining your budget. It may seem obvious, but establishing a clear budget will help narrow down options and prevent overspending, which is easy to do in a competitive market.

Consider the neighbourhood carefully. Malta offers a diverse selection of localities, each with its unique charm and amenities. For instance, if you’re after a bustling urban vibe, areas like Sliema and St. Julian’s may appeal to you. On the other hand, for a more tranquil and traditional Maltese experience, towns like Rabat or Mosta could be more suitable. Take note of the proximity to key facilities such as supermarkets, healthcare services, schools, and public transport. All these factors play a pivotal role in daily convenience and overall living satisfaction.

Another significant factor is the property’s condition. Terraced houses in Malta can range from newly built to decades-old heritage homes. While the latter exudes character and history, they require more maintenance and potential renovation. Engaging a trusted surveyor to assess the property’s state can help you avoid unexpected costs and structural issues down the line.

Don’t overlook the aspect of future development plans in the area. While you may find a property that’s currently situated in a quiet neighbourhood, upcoming construction projects could change the landscape drastically. Checking with local planning authorities about any planned developments can save you from future surprises.

Think about the resale value as well. Even if you plan to stay in the property long-term, the resale potential should not be ignored. Factors that affect resale value include the property’s architectural integrity, location, and any improvements or upgrades you make. Properties in prime locations or those with unique features generally hold their value better over time.

For those considering renting out the property, it’s essential to understand the rental market in Malta. Tourist-heavy areas typically offer higher rental yields but may also come with greater competition and regulation. Researching current rental rates and occupancy trends will help gauge the potential return on investment.

Lastly, think about your long-term plans. Are you planning to live in the house year-round, use it as a vacation home, or rent it out? Each scenario comes with different requirements and considerations, from the level of furnishings needed to the type of property management services you might require.

By taking these factors into account, you’ll be in a better position to make a sound investment in a terraced house in Malta. Always remember that thorough research and consulting with local experts can go a long way in helping you find the perfect home.

Process of Buying a Terraced House

Understanding the Buying Process in Malta

The process of buying a terraced house in Malta follows a series of steps that are designed to ensure a smooth and efficient transaction for both buyers and sellers. The first step in purchasing a terraced house is to conduct thorough research into the Maltese property market, including current trends, pricing dynamics, and available inventory in your desired location. Consider working with a reputable real estate agent who specializes in terraced properties to gain access to exclusive listings and expert guidance throughout the buying process.

Once you’ve identified a terraced house that meets your criteria and budget, the next step is to make an offer on the property. Your real estate agent can help you negotiate the terms of the offer, including price, closing date, and any contingencies that may apply. Be prepared to provide a deposit which is usually equivalent to 10% of the purchase price to secure the property when you sign the Promise of Sale.

After your offer has been accepted, you will enter into a Promise of Sale with the seller, outlining the terms and conditions of the sale. This agreement typically includes details such as the purchase price, payment schedule, closing date, and any contingencies that must be satisfied before the transaction can be finalized. Work closely with your real estate agent and legal advisors to review the purchase agreement, ensuring that all terms are fair and equitable before signing the document.

Charm and Luxury

Charm and Luxury of Terraced Houses

Terraced houses in Malta are known for their unique charm and luxurious features, which combine to create a truly enchanting living experience for residents. From the moment you set foot in a terraced property, you’ll be greeted by the warmth and character of traditional Maltese architecture, with beautiful stone facades, ornate balconies, and intricate details that reflect the island’s cultural heritage. These historical elements add a sense of authenticity and history to the home, creating a captivating ambience that sets terraced houses apart from other types of properties.

In addition to their charming exteriors, terraced houses in Malta often boast luxurious interiors that are designed to cater to the modern homeowner’s needs and preferences. Spacious living areas, high-quality finishes, and contemporary fixtures and appliances create a sense of elegance and sophistication within the home, providing residents with a comfortable and stylish living environment. Many terraced houses also feature stunning views of the Maltese landscape, whether it’s a panoramic sea view or a picturesque village vista, allowing residents to immerse themselves in the natural beauty of the island.

Furthermore, terraced houses in Malta often come equipped with a range of amenities and conveniences that enhance the overall quality of life for residents. From private outdoor spaces such as terraces, balconies, or gardens to shared facilities like swimming pools, gyms, and communal areas, these properties offer a wealth of opportunities for relaxation, entertainment, and socializing. Whether you’re looking to unwind in a tranquil setting, host gatherings with friends and family, or simply enjoy the comforts of luxury living, terraced houses in Malta provide the perfect backdrop for a truly indulgent lifestyle.


Conclusion: Why Terraced Houses are worth considering

In conclusion, terraced houses for sale in Malta offer a unique blend of charm and luxury that make them a truly captivating housing option for buyers seeking a distinctive living experience. From their historical architecture and picturesque locations to their modern amenities and convenient layouts, terraced houses in Malta cater to a wide range of preferences and lifestyles, providing residents with a harmonious balance of tradition and modernity.

The benefits of living in a terraced house, including community engagement, efficient use of space, and access to outdoor areas, contribute to a high quality of life for residents, while the diverse range of popular locations in Malta offers something for everyone, from bustling city centers to tranquil seaside villages. By carefully considering factors such as location, size, condition, and cost, buyers can find the perfect terraced house in Malta to suit their needs and preferences, creating a home that reflects their unique style and personality.

Whether you’re drawn to the charm of traditional Maltese architecture, the allure of luxurious interiors, or the convenience of modern amenities, terraced houses in Malta provide a truly enchanting living experience that is both timeless and contemporary. If you’re in search of a home that combines history, elegance, and comfort in a picturesque Mediterranean setting, consider exploring the charm and luxury of terraced houses for sale in Malta and discover the magic of island living at its finest.

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Renting property in Malta

Renting real estate types

How We Can Help You

Here is how our hard-working real estate agents can help you when buying property in Malta:

  • We source the most suitable properties that are in line with your requirements from our database of thousands of properties;
  • We will schedule viewings, liaising with both the seller and yourself;
  • We will continue to assist you until your ideal property has been sourced, always following up and constantly taking feedback into consideration;
  • Once the property has been found, we will negotiate with the seller to get the best price possible for both parties;
  • We will schedule a mutually convenient date for the signing of a Promise of Sale, and assist the buyer in understanding the terms laid;
  • We will be more than happy to put you in contact should you require financing for the purchase.
Terraced Houses for Sale

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Some questions

Questions people about Terraced Houses in Malta and Gozo

Is it good to live in a Terraced House?

Terraced houses are often thought to promote a sense of community because the properties are attached on both sides. This close proximity increases the likelihood of interaction among residents compared to those living in detached or semi-detached houses.

Are Terrace Houses worth it?

Terraced houses are preferred by second-time buyers and can be a great investment, especially if they are located in a developing area. They are popular because they are slightly more affordable than semi-detached villas, which have seen significant price increases. Many families buy terraced houses with the intention of eventually developing them into blocks of apartments.

What are the disadvantages of a terraced house?

When it comes to terraced homes, one of the most significant issues is the potential for noise from neighbouring properties or nearby roads. It’s crucial to carefully consider which rooms back onto shared walls or face busy roads. For instance, if the master bedroom shares a wall with a neighbour’s bathroom, you might experience disturbances from their shower or plumbing activities.

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Buying FAQs

Frequently Asked Questions

Can you buy property in Malta as a foreigner?

Yes, both EU and Non-EU residents can purchase property for sale in Malta. Read more about any procedures needed for such an investment. 

What is a ‘Konvenju’?

A ‘Konvenju’ or promise and deed for sale involves an agreement which binds the seller and purchaser to conclude the sale within a stipulated timeframe. Read more in detail about the konvenju before buying a property for sale in Malta.  

Are there any government subsidiaries for first-time buyers?

According to the latest budget, first-time buyers buying a property for sale in Malta can benefit from a lower tax rate for the first €200,000 of the property cost. Learn more about the government schemes first-time buyers in Malta may benefit. 

What are the extra expenses when buying a property for sale in Malta?

Before purchasing a property for sale in Malta, it is important to know of any extra costs that you may face. Read more about such costs before buying your future home. 

What is a sanction letter?

Only in the case of a bank loan is a sanction letter issued. When a sanction letter is provided, it indicates that the notary may continue with the study and that the loan will most likely be approved. Learn more about the bank loans available in Malta for those looking to buy a property in Malta.